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Terms and Conditions
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Our Terms And Conditions

These are the terms and conditions which govern your use of our website, which is Please read through these conditions carefully since, unless you inform us to the contrary, we will assume that you have understood and accepted all of them. Your continued use of our website is dependent upon your absolute acceptance of these terms and conditions, and by continuing to use the website you signify such acceptance.

Alterations to these terms and conditions

These terms and conditions may be modified in any way at our absolute discretion at any time. Any modifications will come into effect from the time that they are printed on this document and so we recommend that you visit and read it on any subsequent visits, since on each occasion your use of our website will be governed by the latest terms and conditions.

Responsible person

The maintenance of these terms and conditions are the responsibility of Peter Meyer of Tollgate House, City Gate East, Nottingham, Nottinghamshire NG1 5FS. if you have any queries about them you should address them to this person via the 'about us' page on this website.

Purpose of this website

This website is only suitable for being viewed by persons who are permanently resident in the United Kingdom, and over the age of 18. It contains general information only, which is not necessarily relevant to your situation. Whether or not you make any decisions of any kind after viewing this website is entirely at your own risk and you agree that we cannot be held responsible for any consequences that may befall you or any other third party that will as a result of you visiting this website.

Your use of this website

It is an absolute condition of this website that you use it entirely at your own risk and that you agree that you will not hold us in any way responsible for any losses or damages that you incur as a result of the existence of this website. Furthermore you agree to indemnify us in full for any consequences that befall as a result of your failure to abide by any of the conditions laid down in this document.

Our copyrights

All information, designs, text, images and other intellectual property on this website are owned by Peter Meyer. They may not be reproduced in any form whatsoever for any commercial purposes, or reproduced for public viewing via any medium, without his express written permission. If you do not abide by this condition you agree to indemnify Mr Meyer for any costs or damages that this may cause, and pay him compensation, the sum to be agreed by competent arbitration.

Your copyrights

Since everything on this website is created in - house it is unlikely that we have breached any other person's copyright. However we have no intention of doing this so if you believe that you have copyright to any material at all on this website please let us know so that we can rectify the situation quickly and amicably.

Our liability to you

Since we make no charge for access to this website no contract exists between us and therefore you accept that you have no rights to make any claims against us for any reason whatsoever.

We have tried to create a useful website but we can make no guarantees whatsoever that the information in this site is correct, up-to-date or suitable for your purposes. Whilst we will endeavour to correct any errors or omissions within a reasonable time of becoming aware of them we cannot guarantee this. You must therefore treat the information on this website as the opinion, possibly out of date, of the writer and not make any decisions based upon this information.

Integrity of our website

By its very nature the Internet is an insecure medium. Technology is constantly changing and website can be compromised by malicious persons who hack into websites in order to use them for fraudulent purposes or to spread what is known as computer viruses. You agree that we cannot be held responsible in any way if you suffer from fraud or download a malignant script onto your computer or other Internet connected device as a result of visiting our website.

Websites that we link to

Our website contains hyperlinks to other websites that we feel are of interest to some of our visitors. We have made reasonable efforts to ensure that we do not link to malignant sites but in an ever changing environment we cannot guarantee this. You therefore accept that if you visit a website via a hyperlink on this site you do so entirely at your own risk and you cannot hold the owners, operators, contributors, or any other person involved with the creation, maintenance and hosting of this website, responsible for any problems you have with sites that you are visited via a hyperlink from this one.

Legal authority

It is highly unlikely that legal action will ever be taken between ourselves and any other person but if this does occur the case will be heard in a court in England, and no other jurisdiction.

Your acceptance of these terms and conditions

Acceptance of all the above terms and conditions is mandatory if you are to continue to use our website. If you do not accept any of them you should leave this website immediately and not return.

By continuing to use this website, or any copy of it, you confirm your acceptance of these terms and conditions.

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This site is owned by Peter Meyer of Tollgate House, City Gate East, Nottingham, Nottinghamshire NG1 5FS.

Peter Meyer is an affiliate of Prudent Plus Limited of Booths Hall, Booths Park Chelford Road Knutsford WA16 8GS.

Prudent Plus Limited is an introducer appointed representative of Seopa Ltd, 5th Floor Link Building Adelaide Exchange, 24-26 Adelaide St, Belfast BT2 8GD. Seopa Ltd is Authorised and regulated by the Financial Conduct Authority.

This site does not offer any financial advice and you should take appropriate advice from a professional advisor before entering into any financial commitments.